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What is the VA Streamline Program, and, Why is it so valuable in today’s Real Estate Environment?

We’ve had many veterans call in and ask what the VA Streamline loan is and why the VA Streamline Loan is so valuable in today’s real estate market as compared to the past. Here is a quick response…

A VA streamline loan is a VA loan that is available to veterans who are currently in [...]

New Yield Spread Premium Regulation & Its Impact on VA Home Loans

As many of you know, HUD recenty began enforcing its new RESPA guidelines effective January 1, 2010. Such changes are some of the largest that that the mortgage industry has ever seen. One of the most notable changes is in respect to yield spread premiums (YSP). HUD is now requiring that yield [...]

VA Loan vs. Conventional loan … Which one Makes More Sense?

A VA loan makes more sense than a conventional loan in a couple of instances. The first instance is when the Veteran is purchasing a home and has very little money to put down. This is, afterall, the reason that the VA loan was created in the first place. This was to [...]